'The government's decision to keep interest rates unchanged on small savings schemes will certainly constrain banks' ability to cut deposit rates further.'
The interest rate on these schemes have remained unchanged for over a year now.
>According to the latest RBI data, PPF receipts have already experienced a decline between April 2023 and February 2024. Other schemes like the Sukanya Samriddhi Account and National Savings Certificate are also witnessing reduced inflows.
The tax treatment of equity savings funds makes them appealing, especially to investors in higher income-tax brackets.
Alireza Beiranvand produced seven saves, including a stunning contender for save of the tournament, as Iran held Belgium to a 0-0 draw at the FIFA World Cup.
The performance capped an extraordinary journey from poverty and homelessness to national hero.
'Whether you will bring this down and cause hurt to senior citizens, who are probably living on that little interest rate that they earn out of it... But equally, if I just look at the kitty of the National Small Savings Fund, it is from that same kitty that I'm borrowing.'
Ahmedabad's Chief Fire Officer, Amit Dongre, reflected on the Air India flight AI-171 crash a year ago, describing the 10-hour rescue operation as the most challenging in his 22-year career, despite the tragic loss of 260 lives.
The most financially successful borrowers will not necessarily be those who have the easiest access to credit. They will be the ones who understand how to manage it wisely
Thousands and thousands and thousands of adults owe their lives to the commitment and medical fervour of Dr Armida Fernandez, who a grateful nation honoured with the Padma Shri this year.
'Users should protect their savings goals before allocating money to discretionary expenditure.'
Entire villages have been washed away, animals have been washed away. Whatever they had, everything is finished.'
The Indian government has maintained the interest rates on small savings schemes, including PPF and NSC, for the eighth consecutive quarter, starting April 1, 2026.
That means making it easier to invest, protecting investors through predictable rules, and avoiding policy reversals after investments have been made, notes Rajeswari Sengupta.
In the sharp media focus on stocks, FDs and gold, small savings schemes have been largely ignored by the public. But they must form a part of portfolio of every investor who is looking to save tax by investing small amounts.
At Jantar Mantar, where students are protesting the NEET paper 'leak' and demanding the Education Minister's resignation, volunteers have transformed the site into a community kitchen, providing a steady supply of food and refreshments as a powerful expression of solidarity.
The high safety levels coupled with the attractive returns make small savings schemes a 'must-have' proposition for most investors.
Nationwide protests against the NEET paper leak have intensified across several Indian states, with demonstrators condemning the Delhi Police crackdown and demanding the resignation of Union Education Minister Dharmendra Pradhan. The Congress party has called for further demonstrations, while various student and political groups have organised marches and sit-ins, some leading to clashes with police.
You should look beyond a flat SIP, ensuring that your investments grow along with your income, expenses, and financial aspirations.
Bhanu Iyer from Bengaluru tells us about the simple habits and values that helped her marriage celebrate 15 years.
Indian IT service providers face heightened competition from AI-native firms in the next three years, potentially eroding their revenue base unless they remain competitive and protect recurring businesses, according to a report by S&P Global Ratings.
Following Prime Minister Modi's appeal, Delhi ministers are adopting measures like using public transport, electric vehicles, and virtual meetings to reduce fuel consumption and cut expenditure.
Since April 2016, interest rates of all small saving schemes have been recalibrated on a quarterly basis.
'Decide on an asset allocation you are comfortable with and stick to it for the long term.'
The rates of interest on various small savings schemes for the third quarter of financial year 2018-19, starting October 1 and ending on December 31, 2018, has been revised, the finance ministry said while notifying the rates.
This is the great tragic flaw in how we handle medical emergencies. The golden hour is wasted. People get a chest pain and they call their family doctor. Or they drag the patient to a small local clinic that doesn't have the equipment. What people don't realise is that in an emergency, you don't need advice. You need a large hospital.
Argentina produced a stunning comeback after falling two goals behind, scoring twice in four minutes through Cristian Romero and Lionel Messi to beat Egypt 3-2 in their last 16 clash of the FIFA World Cup 2026 in Atlanta on Tuesday.
The government hopes the latest action will lead to banks also lowering the cost of borrowing for corporate and individual borrowers.
Rising income feels like success but unchecked lifestyle inflation traps urban professionals into financing a more expensive version of living paycheck-to-paycheck -- buying material upgrades instead of true future financial freedom.
If reimbursement becomes unavoidable, submit a complete file at the earliest.
If tax planning is high on investors' agenda, small savings instruments emerge as a natural choice.
WhatsApp is finally letting you hide your phone number behind a custom username. While it's a massive win for privacy, cybersecurity experts warn it could unleash a wave of identity scams. Here is what you need to know.
At the heart of the decision is concern over the survival of Meghalaya's neighbourhood retailers.
Joe Root anchored England's chase with an unbeaten 99 as the hosts defeated India by four wickets in the second ODI to level the three-match series in Cardiff on Thursday.
Of course, NOT! Here's why. And here's how you can increase your Rs 1 crore retirement corpus.
Chitra tells us how her strained relationship with her husband and mother-in-law gradually improved after her father-in-law passed away.
The receipts have risen after falling for two successive years. Within the gainers among the small savings schemes, the maximum increase was seen in the case of post bank deposits, which had bucked the trend in earlier years as well. During 2008-09, the total receipts were estimated to have increased by 21.65 per cent to Rs 52,513 crore, as against Rs 43,165 crore. The outstanding under the scheme rose 12.27 per cent to Rs 22,217 crore.
Wolfgang Petersen's Troy is grand, star-studded and visually impressive, but it never quite lives up to the epic that inspired it.
The scheme, called 'Suhana Safar', targeted customers who aspire to own a car but were hesitant because of concerns around arranging the down payment or managing future EMI obligations.
The government on Friday raised interest rates on most post office saving schemes by up to 0.7 per cent for the April-June 2023 quarter in line with the firming of interest rates in the economy. While the interest rates for popular PPF and savings deposits have been retained at 7.1 per cent and 4 per cent, respectively, there has been an increase between 0.1 per cent and 0.7 per cent in other saving schemes, a finance ministry statement said. The highest increase was in the interest rate of the National Savings Certificate (NSC), which will now attract 7.7 per cent, up from 7 per cent, for the April 1 to June 30, 2023 period.
